How To Establish And Manage Credit And Credit Card Debt

Memo#3: How establish and manage credit and credit card debt

Scenario: You are an established and experienced credit counselor. Two siblings, 6 years age difference come to you asking for help with different credit needs. The first sibling is 19 yrs old and has no credit history to speak of. He has a job and is a full time student at the local junior college. How does he establish credit? The second sibling is 25 yrs old, is a college graduate, and has a good paying job, but has now run up $5,000 in credit card debt. She needs to know what steps she can take to payoff her balances.

You need to write a recommendation (memo) explaining how to resolve each scenario.

Resources: Watch the two videos. Use any information from the textbook and or lectures. Make sure you promote good personal financial habits.

Requirements:

  One memo ( not two )

  400+ words

  Typed

  Memo Format

https://wallethub.com/edu/cs/how-to-build-credit/20579

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